Our adjusters are
trained to put a file in order as soon as they receive the paper file. They organize the facts first then prove up
the claim to make sure all documentation is in the file. Below is the minimum information needed to
work a subrogation file:
4 Listing form-A form that lists the Adverse, their address, claim amount, date of loss, insured name, and claim number. Most clients today will design their own form that will pick these fields up in a mail merge.
4 Police
Report/Loss Notice-The facts of the loss are the most import part of the
documentation. Liability and even
possible insurance coverage can be determined from this part of the
documentation.
4 Estimates-Proof of damages
is necessary to either file a claim with another carrier or suspend the adverse
drivers license.
4 Drafts-Proof of a loss
has occurred. Once again this
information is necessary to prove up the estimates.